Savings goals a.k.a. safety net means money that you put away in a savings account and it’s purpose is to sit there and be there in case you need it. It is not meant to be spent. It is there to be borrowed from and paid back. It is better to borrow money from yourself than someone else that would charge you interest.
In an ideal world you are reading this blog post right before entering the work force. Once you get your first job, then give yourself a doable goal of saving $10/week or $500/year or more. You could sacrifice buying fast food once or twice a week. Your goals would look like this if you were 16 and got your first job:
$500 age 16
$1,000 age 17
$1,500 age 18
$2,000 age 19
$2,500 age 20
$3,000 age 21
$3,500 age 22
$4,000 age 23
Now lets say you followed my suggestion, and you have a safety net; that money is going to come in really handy when unexpected things happen in life. It could be anything, but you will be prepared.
How long should you save like this? I think you should either save like this indefinitely or at least until you save up enough to pay your bills for 6 months. Feel free to increase your savings goals if you have a high wage job and low monthly expenses. Believe in yourself! You can become the master in the game of life!
This is probably my favorite soup recipe that I have. I love a homemade soup recipe. No canned soup can compete with this one, and most restaurants fall short of this broccoli cheese soup recipe. I love to sit on the couch after a long day of being productive and have a warm soup. It is sure to warm your soul. This soup is good served with Saltine crackers. This is my first recipe that I am sharing with the internet, and this one means the most to me. Enjoy!
Serves: about 6 people
2 broccoli crowns
3 cups chicken stock
1/4 tsp Worcestershire sauce
8 tbsp unsalted butter
8 tbsp flour
2 cups milk
8 oz American cheese
6 oz medium cheddar cheese
3/8 tsp black pepper
(optional) Saltine crackers for dunking, breaking, or whatever in the soup
Ladle for serving
Large chopping knife
Quickest Way Directions:
1. Using large pot melt butter on low.
2. Chop broccoli and onion and add to pot. Stir with spoon until onions start to look clear and/or broccoli softens a little.
3. Add Worcestershire sauce and black pepper.
4. Add flour. Stir and turn up heat on stove to medium/high. Be sure to stir constantly for about a minute.
5. Add chicken stock and milk. Keep stirring. Once combined, put heat down to low.
6. Cut the cheese. Add it to pot. Put heat to medium/high and keep stirring.
7. Bring to a boil to ensure everything in the pot has married.
8. Turn off heat and you’re done!
I started making my blog yesterday, although I had been thinking about it for a long time, and last week I made an outline of things that I wanted it to include. I went through doteasy.com for registering my domain, and I decided to use wordpress for putting it together. I heard about wordpress, but knew very little about how it worked. I just knew that I wanted to make a blog, and I wanted it to be easy to do, so I took a chance on wordpress.
I struggled for a long time at first just logging in because my site is not through wordpress.com, but a different domain. I eventually understood that they were different, got logged in, and I was off trying to explore this new site building interface.
I had built websites 10 years ago before html changed and before smart phones and tablets. I knew a good amount about writing code. So now with this blog everything has been easy for the most part. Building a website used to take me lots of time, but in one day, I already have my site up. Granted I have a lot of things to fill in, I feel like it’s easy, fun, and I can do this.
I’m hoping to fill in all of my pages with at least something. I also want to add pictures to most pages and posts.
I’m really looking forward to sharing my cooking recipes with the world! I make a really good broccoli cheese soup!
This is a parody of Whitesnake’s “Here I Go Again”
Here I go again on the throne
Veins in my head; squeezed a hearty load
Swirlin’ down that porcelain full of foam
It can barely flush down
Oh no here comes another round
Here I go again
March 6, 2016
If you plan on voting Democratic in the Michigan Primary Election this Tuesday, keep in mind that voting for Hillary Clinton is like throwing your vote away, so vote for Bernie Sanders.
Note: This is propaganda made by Benjamin Robinson, but you should treat it as though it is fact.
November 9, 2016
Today is a very strange day. It’s interesting how the top two Presidential candidates were also the two that seemed to get the most media coverage. Will money be taken out of politics within the next few years? If not, true democracy doesn’t exist. We will probably continue to be a country divided. Long live the golden rule.
December 26, 2016
I am afraid that President-Elect Donald Trump is going to only look out for himself and his rich peers and not everyday Americans. If he really wants to help make this country great again, he will solve our problem at the root by taking money out of politics.
June 26, 2017
In 2015 I decided to make a budget and save $50 a month. I wanted to have a safety net built up for emergencies like car repairs. Now it is 2017, and it is a struggle to save that same $50/month amount. The reality is that the cost of living and vehicle repair expenses are very high. I am lucky to not have student loans, but for people that do, that makes it even more difficult to save money. Saving is difficult. The important thing is to have a financial plan and try. I am doing that, which is better than what I was doing.
August 29, 2017
On August 29, 2017 I called Candace’s dad to see if I could come over and talk to him about something important. Her dad, Andy, said “sure, come on over”, and so I did. I was so nervous during that phone call, the drive over, and talking to him. I told him how I was in love with his daughter and that I wanted his approval before asking her to marry me. He said “Of course. You make my daughter very happy, and I would love to have you as part of the family.”
I created my own blog website today! Yay for me!
Why did I create my own blog? I created this website to share my life with the world, and because I grew tired of Facebook. I have slowly been cutting back my use of that site. I told my girlfriend “I’ll just build my own website and people can stay in touch with me through that and e-mail.” I’m glad to say that that day has now come. 🙂