June 26, 2017
In 2015 I decided to make a budget and save $50 a month. I wanted to have a safety net built up for emergencies like car repairs. Now it is 2017, and it is a struggle to save that same $50/month amount. The reality is that the cost of living and vehicle repair expenses are very high. I am lucky to not have student loans, but for people that do, that makes it even more difficult to save money. Saving is difficult. The important thing is to have a financial plan and try. I am doing that, which is better than what I was doing.